 |
Rates Effective February 1, 2012 . Rates Subject To Change Without Notice. APR = Annual Percentage Rate.
| Cars,
Trucks, Vans & Motorcycles |
APR*
(Quoted "As Low As") |
|
| |
Max LTV
|
2 Years
|
3 Years
|
4 Years
|
5 Years
|
6 Years
|
|
| New
|
100% |
2.75% |
2.75% |
2.75% |
2.75% |
2.99% |
|
| 2011 & 2012 Used |
100% |
2.75% |
2.75% |
2.75% |
2.75% |
2.99% |
|
| 2010 Used |
100% |
2.90% |
2.90% |
2.90% |
2.90% |
- |
|
| 2009 Used |
100% |
3.49% |
3.49% |
3.49% |
3.49% |
- |
|
| 2008 Used |
100% |
3.74% |
3.74% |
3.74% |
3.74% |
- |
|
| 2007 Used |
90% |
3.74% |
3.74% |
3.74% |
3.74% |
- |
|
| 2006 & Older * |
80%
|
3.74% |
3.74% |
3.74% |
- |
- |
|
| Boats,
Jet Skis, Campers, Snowmobiles & ATVs |
APR*
(Quoted "As Low As") |
|
| |
Max LTV
|
2 Years
|
3 Years
|
4 Years
|
5 Years
|
|
|
| New
|
80% |
4.75% |
4.75% |
4.75% |
4.99% |
|
|
| 2011 & 2012 Used |
80% |
4.75% |
4.75% |
4.75% |
4.99% |
|
|
| 2010 Used |
80% |
4.90% |
4.90% |
4.90% |
|
|
|
| 2009 Used |
80% |
5.49% |
5.49% |
5.49% |
|
|
|
| 2008 Used |
80% |
5.74% |
5.74% |
5.74% |
|
|
|
| 2007 Used |
80% |
5.74% |
5.74% |
|
- |
|
|
| 2006 & Older |
80% (W) |
5.74% |
5.74% |
|
- |
|
|
| Closed-End
Unsecured |
APR*
(Quoted "As Low As") |
|
| |
Max LTV
|
2 Years
|
3 Years
|
4 Years
|
5 Years
|
6-7 Years
|
|
|
| Other
Loans |
APR*
(Quoted "As Low As") |
|
| |
Max LTV
|
2 Years
|
3 Years
|
4 Years
|
5 Years
|
6-7 Years
|
|
| Motor Homes 2012 |
90% |
9.45% |
9.45% |
9.45% |
9.45% |
9.45% |
| Motor Homes 2004-2011
|
90% |
10.45% |
10.45% |
10.45% |
10.45% |
10.45% |
|
| Share Secured |
100% |
3.15% |
3.15% |
3.15% |
- |
- |
|
| Certificate Secured |
100% |
3.15% or 2% over share certificate rate, whichever is lower.
Term equal to or shorter than certificate maturity.
|
|
| Open End Unsecured |
- |
15.00% |
15.00% |
- |
- |
- |
|
| Other Secured |
- |
12.00% |
12.00% |
- |
- |
- |
|
| Home
Equity -
Fixed Rate Closed End |
APR*
(Quoted "As Low As") |
|
| |
Max LTV 85%
|
2 Years |
3 Years |
4 Years |
5 Years |
6-7 Years
|
8-10 Years
|
|
| |
80% or less
|
4.85% |
4.85% |
4.85% |
4.85% |
5.00% |
5.75% |
|
| |
81%-85% |
6.25% |
6.25% |
6.25% |
6.25% |
6.99% |
7.00% |
|
|
| Home
Equity -
Variable Rate Line Of Credit |
APR*
(Quoted "As Low As") |
|
| |
Max LTV 85%
|
2 Years |
3 Years |
4 Years |
5 Years |
6-7 Years
|
8-10 Years
|
|
| |
85% |
4.00%* |
4.00%* |
4.00%* |
4.00%* |
4.00%* |
4.00%* |
|
| Prime Rate 3.25% *Floor 4.00% |
|
|
